Funding to help water systems, wastewater systems, and municipalities complete required audits and reports needed for compliance

AUDITS & REPORTS LOANS

What it is

This program ensures that lack of immediate funding does not become a barrier to compliance or to accessing broader funding opportunities. By easing the financial burden of required reporting, we helps communities maintain safe, sustainable, and well-documented infrastructure systems. Our loans support rural systems who deliver clean, safe water to the people who rely on them.

Let's Talk

Senior Economic Development Loan Officer

Chris Ranniger

Senior Economic Development Loan Officer

Chris Ranniger

Chris Ranniger is a Senior Economic Development Loan Officer for Communities Unlimited (CU). On top of commercial loans, Chris also handles CU’s environmental lending. He meets with borrowers to develop relationships, helps them get all accurate documents, and ensures they are properly prepared for the loan process. He guides clients through the loan process and works with the loan committee to ensure that everything is ready for loan closing.

Chris has a retail management background and experience handling inventory and annual sales. Chris has a B.A. in Finance from Stephen F. Austin State University in Nacogdoches, Texas. Chris works out of CU’s East Texas office.

Phone:(936)404-4480

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Water systems, wastewater systems, and municipalities are often required to complete audits and various types of reports on an annual basis. These reporting requirements may stem from state or federal regulations, or they may be necessary when applying for financial assistance such as grants, low-interest loans, or infrastructure funding.

In many cases, these reports—such as financial audits, engineering assessments, or environmental impact studies—are critical for demonstrating compliance, identifying system needs, and securing future funding.

CU’s Audits and Reports Loan Program offers loans to water systems, as well as municipalities, cover the costs associated with preparing and completing these required reports.

Who's Eligible

  • Nonprofit Organizations
  • Public Agencies
  • Tribal Governments
  • Municipalities
  • Populations <20,000
  • All 50 states

Uses

  • Audits
  • Preliminary Engineering
  • Environmental Reports
  • Additional reports upon approval

Details

  • Up to $100,000
  • Up to 10 year terms
  • 1% origination fee
  • Competitive Interest Rates

In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination, by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity , 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov (email).

Reasonable Modifications for Individuals with Disabilities

Reasonable modifications may be requested by emailing info@communitiesu.org or calling (479) 443-2700, or persons with speech or hearing impairment may call toll-free 1-800-877-0996 for service in English and Spanish.