How a Small Farm Loan Helped a Tyler, TX Farm Expand Fresh Produce Delivery

Grace Brown started growing vegetables in her backyard in 2018. Today, she runs Uncle Paul’s Agritourism & Educational Corporation (UPAEC), a small farm in Tyler, Texas, supplying fresh produce to direct customers across the Tyler area and the Dallas-Fort Worth (DFW) metroplex.

For years, the Texas heat made keeping produce fresh between field and delivery a constant challenge. Spoilage losses limited how far UPAEC could grow its market and customer base.

That changed when UPAEC discovered Communities Unlimited (CU) through a Google search. CU’s Lending Team, with support from an investment by the Sachs Family Foundation, provided UPAEC a bridge loan — short-term financing that covers upfront costs while longer-term funding is processed.

This enabled the purchase of a refrigerated delivery truck through a Texas Department of Agriculture (TDA) and USDA Resilient Food Systems Infrastructure (RFSI) grant

City

Tyler

State

TX

County

Smith

District

TX-01

Funding

Sachs Family Foundation

Department

Lending

Outcome

Expanded Fresh Produce Delivery

The Gap That Stalls Small Farms: Grant Reimbursement Timing

Grant programs like RFSI typically operate on a reimbursement basis: farmers purchase equipment first, then receive reimbursement once grant funds clear. For a small operation, that gap can stall a critical purchase for months. CU’s small farm lending program is built to close exactly that gap, giving small and micro farmers the flexibility to move when opportunity arrives, rather than waiting on reimbursement timelines.

From Backyard Garden to Regional Produce Supplier

UPAEC is already putting the new capacity to work, expanding delivery routes and growing its customer base across East Texas and the DFW Metroplex.

We are excited about the truck and sincerely appreciate Communities Unlimited’s support. The bridge loan made a meaningful difference for our business. We are truly grateful for this partnership.

The Bigger Picture

  • Bridge loans close the gap between equipment purchase and grant reimbursement
  • Small farm loans give rural producers flexibility to act on time-sensitive opportunities
  • UPAEC expanded fresh produce delivery from Tyler, TX to the DFW Metroplex
  • CU’s lending program targets small and micro farmers in persistent-poverty regions

Our Promise

To partner with people who want to escape from persistent poverty and connect them to solutions for achieving sustainable prosperity.

Our Purpose

Talent is equally distributed across the U.S. and opportunity is not. Access to opportunities should not depend on where you live, how much you have in the bank or what you look like.

Our Approach

Through human connection and ingenuity combined with cutting-edge technology and expertise, Communities Unlimited connects people to solutions that sustain healthy businesses, healthy communities, and healthy lives.

Let's stay in touch

Newsletter Signup

Communities Unlimited, Inc.
3 East Colt Square Drive
Fayetteville, AR  72703

P (479) 443-2700
F (479) 443-5036

This institution is an EOE Disability/Veteran employer, provider, and lender.
Persons with speech or hearing impairment may call toll-free 1-800-877-0996 for service in English and Spanish