Communities Unlimited makes loans to small businesses to position them for profitable growth leading to new jobs and local economic development. With loans of $1000 to $100,000, we fill gaps in small business financing. Below is additional information about how you can connect with our lending staff to inquire about a small business loan.

Communities Unlimited was certified as a Community Development Financial Institution (CDFI) in 2001. Communities Unlimited has over $16 million in assets and has made over $45 million in loans to small rural communities and small businesses in 24 states.

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Small Business Loans

Apply for a Small Business Loan

Small Business Lending Success Stories

Central Arkansas Pressure Washing Company Owner Makes Plans for His Growing Business

William Traylor is the founder and owner of 3-i Pressure Washing and Detail LLC., a full-service…

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Dedication and Determination Guide Mrs. B On The Keys To The Tune Of Success

Emily Brandon is a popular figure in the Jackson, Mississippi, community. She left the school…

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A Tour of Possibilites

A business providing a unique introduction to the Memphis area by exploring the African American…

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A.K. Williams Construction, LLC

Austin Williams is a native Louisianan, from Dry Prong, LA., who has been in the construction…

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Chef Yates Catering and More

Chef Christopher Yates is no stranger to the world of food. After graduating from culinary school,…

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Full Lock Drift, LLC. – A Hobby Becomes a Lifestyle

Michael started holding events at multiple venues in the Oklahoma City Metro Area. As his hobby…

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Water & Wastewater Loans

Communities Unlimited offers financing to rural communities and tribal nations to improve and maintain their drinking water and wastewater systems.

Eligibility includes local government, nonprofit corporations, and tribal nations that,

  • Serve a significant number of low-income customers;
  • Population of < 20,000;
  • Have the cash flow for debt service or have permanent takeout financing; and,
  • Are willing to accept no-cost technical assistance if needed.

Emergency Financing
In the event of a natural disaster or catastrophic system failure, emergency loans can be processed within 1 – 3 business days.

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Rural Community Resources

  To connect with an environmental staff member in your area: Submit the Contact Us form Call 479-443-2700 (M-F, 8a - 5p CDT excluding holidays)
  To connect with an environmental staff member in your area: Submit the Contact Us form Call 479-443-2700 (M-F, 8a-5p CDT excluding holidays.)

Eligibility includes local government, nonprofit corporations, and  Indian tribes on Federal and State reservations and other Federally-recognized Indian tribes that,

  • Serve a significant number of low-income customers;
  • The population of the service area cannot exceed 10,000;
  • The loan amount cannot exceed $200,000 or 75% of the total cost of a project.  The total amount outstanding for all loans to one entity shall not exceed $200,000;
  • Term cannot exceed 10 years;
  • Loan recipient must meet test for credit;
  • Loan recipient must have legal authority to own, construct, operate, and maintain the facility, and for giving security for and repaying the proposed loan;
  • Have the cash flow for debt service or have permanent takeout financing; and,
  • Are willing to accept no-cost technical assistance if needed

Water & Wastewater Stories


Nuestra Casa

Small dollar loans to people in the Colonias for home improvement projects

Lending Team

Bryn Bagwell

Bryn Bagwell
Director
Lending
bryn.bagwell@communitiesu.org

Debra Williams
Sr. Economic Development
Loan Officer
debra.williams@communitiesu.org

Chris Tillman
Economic Development
Loan Officer
chris.tillman@communitiesu.org

Kevin Tillman
Small Business
Loan Officer
kevin.tillman@communitiesu.org


Glenda Johnson

Sr. Economic Development
Loan Officer
glenda.johnson@communitiesu.org


Christopher Ranniger

Small Business
Loan Officer
christopher.ranniger@communitiesu.org


Michael Rivera

Loan Officer
Lending
michael.rivera@communitiesu.org


Jane Coffin

Program Assistant
Lending
jane.coffin@communitiesu.org


Amber McClellan

Loan Assistant
amber.mclellan@communitiesu.org