Small Business Loans
Communities Unlimited makes loans to small businesses to position them for profitable growth leading to new jobs and local economic development. With loans of $1000 to $100,000, we fill gaps in small business financing. Below is additional information about how you can connect with our lending staff to inquire about a small business loan.
Apply for a Small Business Loan
- Faster to complete.
- Requires submission of less documentation.
- Determines eligibility.
- Is not a complete loan application.
- Need to complete the FULL application to complete the application process.
- Download the application: QUICK - Small Business Loan Eligibility Application (PDF)
- Download the application in Spanish: Solicitud de Eligibilidad de Prestamo Comercial (PDF)
- It takes additional time to complete.
- You will need to submit related documentation.
- This is a loan application.
- You will receive a response about approval for financing, terms and conditions as relevant.
- Download the application: FULL - Small Business Loan Application (PDF)
- Download the application in Spanish: Solicitud de Préstamo Comercial (PDF)
Connect with our lending staff:
- Click the “Contact Us” button below.
- Or call 479-443-2700 (Monday-Friday, 8:00 am – 5:00 pm CDT, excluding holidays.)
Norman and Marietha Timmerman own Safe Drive Non-Emergency Transportation, LLC. After starting their new business and earning two Arkansas vendor contracts the pandemic hit. With a small business loan from CU and support from the Entrepreneurship team, this small business is surviving and building a solid foundation for growth. Norman said,
“I have always had a passion for community service,”
and medical non-emergency transportation was a need I knew we could meet and deliver quality customer service. READ MORE
Ephraim Woolf, Jr., owns E Woolf Landscape LLC, a full-service landscaping that had strong growth. When a series of unfortunate events, including a tornado, reduce revenue he (like many others in similar situations) turned to credit cards and high-interest lines of credit to keep afloat.
Then good fortune was found when Ephraim connected with one of CU’s strategic partners, the Central Louisiana Economic Development Alliance, who referred him to CU for a loan to pay off high-interest debt and provide needed working capital. Ephraim said,
“I’ve gotten immediate results. The cash flow is better. I didn’t realize how much those debts were holding me back. I’m no longer living from payroll to payroll. It’s very freeing. This has definitely been a game-changer for us! Thanks for all your help.” READ MORE
Water and Wastewater Loans
Communities Unlimited offers financing to rural communities and tribal nations to improve and maintain their drinking water and wastewater systems.
Eligibility includes local government, nonprofit corporations, and tribal nations that,
- Serve a significant number of low-income customers;
- Population of < 20,000;
- Have the cash flow for debt service or have permanent takeout financing; and,
- Are willing to accept no-cost technical assistance if needed.
Emergency Financing
In the event of a natural disaster or catastrophic system failure, emergency loans can be processed within 1 – 3 business days.
Connect with our lending staff:
- Click the “Contact Us” button below.
- Or call 479-443-2700 (Monday-Friday, 8:00 am – 5:00 pm CDT, excluding holidays.)
Rural Community Resources
- Info sheet in English: Rural Community Water & Waste Water System Loans (PDF)
- Info sheet in Spanish: Prestamos de Agua y Aguas Residuales (PDF)
- Loan Application: Rural Community Water & Wastewater (PDF)
- Spanish Loan Application: Solicitud de Prestamo Para Proyectos de Agua/Aguas Residulas (PDF)
- Technical assistance is available for:
- Assessments for CDBG Applications
- USDA Facility Financing: Technical assistance cost may be substantially or completely subsidized by CU's funding from USDA.
- To connect with an environmental staff member in your area:
- Submitting the "Contact Us" form.
- Call 479-443-2700. (Monday - Friday, 8:00 am - 5:00 pm CDT excluding holidays.)
- Assessment Info sheet in English: Private Well Owner Assessment Program (PDF)
- Assessment Info sheet in Spanish: Evaluacion de Pozos de Agua en el Hogar (PDF)
- Traditional Household Water Well Financing Info sheet in English: Traditional Household Water Well Loan (PDF)
- Traditional Household Water Well Financing Info sheet in Spanish: Prestamos para Pozos de Agua Domesticos Tradicionales (PDF)
- Traditional Household Water Well Loan Application in English: Traditional Household Water Well Loan Application (PDF)
- Traditional Household Water Well Loan Application in Spanish: PrSolicitud de Prestamo Para Pozos de Agua Domesticos(PDF)
- Septic System and Water Well Financing Info sheet in English: Household Septic System and Water Well (PDF)
- Septic System and Water Well Financing Info sheet in Spanish: Prestamos para Sistemas Septicos Domesticos y Pozos de Agua (PDF)
- Septic System and Water Well Loan Application in English: Household Septic System and Water Well Loan Application (PDF)
- Septic System and Water Well Loan Application in Spanish: Aplicacion de Sistemas Septicos Domesticos y Pozos de Agua (PDF)
- Info sheet in English: CU Rural Community Facility Financing (PDF)
- Info sheet in Spanish: CU Prestamos Para Instalaciones Comunitarias (PDF)
- Download the Application: CU Rural Community Facility Financing (PDF)
- Download the Application in Spanish: CU Solicitud De Prestamo Para Instalaciones Comunitarias (PDF)
- Technical assistance is available for:
- Assessments for CDBG Applications
- USDA Facility Financing: Technical assistance cost may be substantially or completely subsidized by CU's funding from USDA.
- To connect with an environmental staff member in your area:
- Submitting the "Contact Us" form.
- Call 479-443-2700. (Monday - Friday, 8:00 am - 5:00 pm CDT excluding holidays.)
